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We
understand what a sensitive, emotionally charged process
the buying or selling of a home can be. We know that it
involves one of the biggest commitments a family can
make. That is why real-estate online in professionals
are totally committed to providing whatever it takes to
help you through the process, to keep you well informed,
and to make sure you have the right answers to the many
questions that inevitably arise during any real estate
transaction. |
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Buying Tips
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Research Is the Key |
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Home sellers won't call you with an offer to
buy a maintenance-free home with a wonderful
mortgage. You have to find the gems
yourself! Only by reading available
materials, talking to friends and experts,
and spending time looking at different
homes, schools, and neighborhoods you will
end up with your DREAM HOME. |
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Make a Plan |
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Every important decision needs to be clearly thought
out. Developing a home buying plan can help you focus
on the important factors and organize the entire
process. You may even want to use a binder with
sections on house hunting, home financing, service
providers, etc. Loan pre-qualifying helps you
determine the home price you can afford and presents
you as a genuine prospect to the seller. A lender
typically uses the 28% formula (your monthly mortgage
can't exceed 28% of your monthly income) in approving
your loan. Planning your actions and getting
pre-qualified will keep you out of the panic mode and
allow you to take advantage of opportunities. A
thorough plan will save both time and money!
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Value |
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The classic rule of buying the worst house in the best
neighborhood still applies. If you buy with an eye
towards improvement, you can customize the home to fit
your needs. The saying, "make money buying a home, not
selling one," should keep you focused on the long-term
importance of the purchasing price. |
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Create A Top 10 List of Amenities |
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When shopping for a home, list the features
(fireplace, fenced-in yard, new appliances, etc.) that
are most important to you in deciding on which home to
buy. Establishing "your criteria" early on will save
time shopping for inappropriate homes, your top reason
for buying a home should be the value you are getting.
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Get A Quality Home Inspection |
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Although it is hard to believe, more people pay for
inspections before buying used cars than when making
the biggest investment of their lives -- their homes.
Paying for a qualified home inspection before you buy
a home isn't just spending "a little extra" for peace
of mind; it's absolutely essential for anyone who
doesn't want to spend thousands of rupees for repairs.
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Legal Advise |
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Before buying property, it is advisable to appoint a
solicitor to inspect the original title documents of
the property being purchased. If the title is not
clear, the number of complications arising in future
may be numerous. For eg., no bank would provide a loan
against a property not having a clear title, it may be
difficult to transfer share certificate of the society
in your name, selling of property will not be simple,
etc. |
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